2015 HRK to DJF Historical Review

YEARLY HIGH

28.1142 DJF

YEARLY LOW

24.4901 DJF

YEARLY AVERAGE

25.9087 DJF

2015 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 28.1142. Conversely, the yearly low was recorded on March 15, dropping to 24.4901.

This high-to-low spread represents a total annual volatility of 3.6241 DJF. From a start-to-finish perspective, comparing the January average rate of 26.9191 to the December average rate of 25.3501, the exchange rate registered a net change of -5.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 28.1142 was down 14.34% compared to the 2014 peak of 32.8219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 140,571 DJF

2014 Average 155,341 DJF

Yearly Trough Low 122,450 DJF

Transaction Impact: A difference of 18,120.68 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

27.1028

24.8981

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.0168, compared to 25.8006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2162 points.

H1 Avg (Jan–Jun) 26.0168

H2 Avg (Jul–Dec) 25.8006

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 2.3428 DJF (High: 28.1142 / Low: 25.7714). On the other end, February was the most stable month, with a tight range of 0.3857 DJF (High: 26.4214 / Low: 26.0357).

January Spread (Volatile) ±2.3428

February Spread (Stable) ±0.3857

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0646 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0646

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 26.9191) against the same month in 2014 (average: 31.7710), the exchange rate shifted by -4.8518 (-15.27%).

2015 Avg (January) 26.9191

2014 Avg (January) 31.7710

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.1142	25.7714	26.9191
February	26.4214	26.0357	26.2374
March	26.0026	24.4901	25.2008
April	26.1946	24.8030	25.2524
May	26.9435	25.4968	26.1990
June	26.5898	25.5988	26.2923
July	26.1444	25.2925	25.7563
August	27.1500	25.5604	26.1817
September	26.6593	25.9774	26.2870
October	26.6882	25.5608	26.1465
November	25.7869	24.6248	25.0819
December	25.5927	24.6834	25.3501