2019 HRK to DJF Historical Review

YEARLY HIGH

27.6924 DJF

YEARLY LOW

22.6470 DJF

YEARLY AVERAGE

26.8579 DJF

2019 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 27.6924. Conversely, the yearly low was recorded on January 22, dropping to 22.6470.

This high-to-low spread represents a total annual volatility of 5.0453 DJF. From a start-to-finish perspective, comparing the January average rate of 27.2163 to the December average rate of 26.5787, the exchange rate registered a net change of -2.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 27.6924 was down 7.83% compared to the 2018 peak of 30.0439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 138,462 DJF

2018 Average 141,563 DJF

Yearly Trough Low 113,235 DJF

Transaction Impact: A difference of 25,226.72 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

27.3317

26.3698

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.0813, compared to 26.6345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4469 points.

H1 Avg (Jan–Jun) 27.0813

H2 Avg (Jul–Dec) 26.6345

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 5.0453 DJF (High: 27.6924 / Low: 22.6470). On the other end, May was the most stable month, with a tight range of 0.3588 DJF (High: 27.0690 / Low: 26.7102).

January Spread (Volatile) ±5.0453

May Spread (Stable) ±0.3588

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3132 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 27.2163) against the same month in 2018 (average: 29.3276), the exchange rate shifted by -2.1113 (-7.20%).

2019 Avg (January) 27.2163

2018 Avg (January) 29.3276

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.6924	22.6470	27.2163
February	27.5169	27.0681	27.2515
March	27.4366	26.8527	27.0986
April	27.0922	26.7269	26.9103
May	27.0690	26.7102	26.8564
June	27.4349	26.7780	27.1549
July	27.1786	26.6982	27.0137
August	27.0226	26.4352	26.7992
September	26.7227	26.1858	26.4860
October	26.7090	26.2579	26.4792
November	26.6690	26.3100	26.4500
December	26.8362	26.3710	26.5787