2013 HRK to DJF Historical Review

YEARLY HIGH

32.2302 DJF

YEARLY LOW

29.8794 DJF

YEARLY AVERAGE

31.1157 DJF

2013 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 32.2302. Conversely, the yearly low was recorded on March 27, dropping to 29.8794.

This high-to-low spread represents a total annual volatility of 2.3508 DJF. From a start-to-finish perspective, comparing the January average rate of 31.1597 to the December average rate of 31.9561, the exchange rate registered a net change of 2.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 32.2302 was up 1.20% compared to the 2012 peak of 31.8472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 161,151 DJF

2012 Average 152,383 DJF

Yearly Trough Low 149,397 DJF

Transaction Impact: A difference of 11,754.13 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

32.1223

30.1277

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.7857, compared to 31.4457 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6600 points.

H1 Avg (Jan–Jun) 30.7857

H2 Avg (Jul–Dec) 31.4457

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 1.4406 DJF (High: 31.9880 / Low: 30.5474). On the other end, August was the most stable month, with a tight range of 0.5697 DJF (High: 31.5606 / Low: 30.9909).

February Spread (Volatile) ±1.4406

August Spread (Stable) ±0.5697

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9678 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9678

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 31.9561) against the same month in 2012 (average: 30.9596), the exchange rate shifted by +0.9965 (+3.22%).

2013 Avg (December) 31.9561

2012 Avg (December) 30.9596

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.6788	30.6296	31.1597
February	31.9880	30.5474	31.2618
March	30.5977	29.8794	30.2939
April	30.5893	29.9143	30.3468
May	30.7818	30.0971	30.4241
June	31.7947	30.4759	31.2281
July	31.5038	30.3373	30.9687
August	31.5606	30.9909	31.3854
September	31.6120	30.7984	31.2338
October	32.1372	31.3725	31.7387
November	31.7035	31.1231	31.3915
December	32.2302	31.5146	31.9561