YEARLY HIGH
27.1196 DJF
YEARLY LOW
22.6784 DJF
YEARLY AVERAGE
24.9071 DJF

2022 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 7, valuing the pair at 27.1196. Conversely, the yearly low was recorded on September 27, dropping to 22.6784.

This high-to-low spread represents a total annual volatility of 4.4411 DJF. From a start-to-finish perspective, comparing the January average rate of 26.7598 to the December average rate of 24.9633, the exchange rate registered a net change of -6.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 27.1196 was down 6.61% compared to the 2021 peak of 29.0401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 135,598 DJF
2021 Average 139,856 DJF
Yearly Trough Low 113,392 DJF
Transaction Impact: A difference of 22,205.66 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

27.1397
22.8712
JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.8335, compared to 23.9807 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8527 points.

H1 Avg (Jan–Jun) 25.8335
H2 Avg (Jul–Dec) 23.9807

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 1.5753 DJF (High: 24.5834 / Low: 23.0081). On the other end, December was the most stable month, with a tight range of 0.5810 DJF (High: 25.2052 / Low: 24.6242).

November Spread (Volatile) ±1.5753
December Spread (Stable) ±0.5810

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.9069 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.9069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 26.7840) against the same month in 2021 (average: 28.4314), the exchange rate shifted by -1.6474 (-5.79%).

2022 Avg (February) 26.7840
2021 Avg (February) 28.4314

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.1186 26.3111 26.7598
February 27.1196 26.3114 26.7840
March 26.2352 25.5923 25.9016
April 26.0571 24.6784 25.5308
May 25.3812 24.5703 24.9926
June 25.4302 24.6862 25.0319
July 24.6707 23.7400 24.1250
August 24.4611 23.5590 24.0172
September 23.9786 22.6784 23.4539
October 23.6687 22.9284 23.2269
November 24.5834 23.0081 24.0979
December 25.2052 24.6242 24.9633