2014 HRK to DJF Historical Review

YEARLY HIGH

32.8219 DJF

YEARLY LOW

28.2563 DJF

YEARLY AVERAGE

31.0722 DJF

2014 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 32.8219. Conversely, the yearly low was recorded on December 31, dropping to 28.2563.

This high-to-low spread represents a total annual volatility of 4.5656 DJF. From a start-to-finish perspective, comparing the January average rate of 31.7710 to the December average rate of 28.6347, the exchange rate registered a net change of -9.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 32.8219 was up 1.84% compared to the 2013 peak of 32.2302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 164,109 DJF

2013 Average 155,576 DJF

Yearly Trough Low 141,282 DJF

Transaction Impact: A difference of 22,827.81 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

32.7175

28.2635

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.0756, compared to 30.0688 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0068 points.

H1 Avg (Jan–Jun) 32.0756

H2 Avg (Jul–Dec) 30.0688

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 1.3445 DJF (High: 30.9124 / Low: 29.5679). On the other end, June was the most stable month, with a tight range of 0.4239 DJF (High: 32.2743 / Low: 31.8504).

September Spread (Volatile) ±1.3445

June Spread (Stable) ±0.4239

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.0085 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.0085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 32.3319) against the same month in 2013 (average: 30.4241), the exchange rate shifted by +1.9078 (+6.27%).

2014 Avg (May) 32.3319

2013 Avg (May) 30.4241

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.1481	31.4434	31.7710
February	32.0271	31.3858	31.7683
March	32.4814	31.8396	32.1483
April	32.6518	31.8308	32.3464
May	32.8219	32.0030	32.3319
June	32.2743	31.8504	32.0877
July	32.2795	31.3383	31.7952
August	31.5152	30.7615	31.2044
September	30.9124	29.5679	30.1958
October	29.8060	29.1340	29.5463
November	29.3386	28.8385	29.0362
December	29.1056	28.2563	28.6347