2016 HRK to DJF Historical Review

YEARLY HIGH

27.2053 DJF

YEARLY LOW

24.5185 DJF

YEARLY AVERAGE

26.1211 DJF

2016 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 27.2053. Conversely, the yearly low was recorded on December 28, dropping to 24.5185.

This high-to-low spread represents a total annual volatility of 2.6868 DJF. From a start-to-finish perspective, comparing the January average rate of 25.2144 to the December average rate of 24.9547, the exchange rate registered a net change of -1.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 27.2053 was down 3.23% compared to the 2015 peak of 28.1142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 136,026 DJF

2015 Average 129,540 DJF

Yearly Trough Low 122,592 DJF

Transaction Impact: A difference of 13,433.96 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

27.0664

24.7627

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.2425, compared to 25.9996 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2428 points.

H1 Avg (Jan–Jun) 26.2425

H2 Avg (Jul–Dec) 25.9996

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 1.4817 DJF (High: 26.8717 / Low: 25.3900). On the other end, September was the most stable month, with a tight range of 0.3123 DJF (High: 26.6843 / Low: 26.3720).

March Spread (Volatile) ±1.4817

September Spread (Stable) ±0.3123

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6176 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 26.7617) against the same month in 2015 (average: 26.1990), the exchange rate shifted by +0.5627 (+2.15%).

2016 Avg (May) 26.7617

2015 Avg (May) 26.1990

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.3971	25.0100	25.2144
February	26.2980	25.2166	25.8372
March	26.8717	25.3900	26.1885
April	27.0887	26.6538	26.8745
May	27.2053	26.3739	26.7617
June	26.9317	26.0628	26.5785
July	26.4795	25.9901	26.2166
August	26.8844	26.3137	26.5716
September	26.6843	26.3720	26.5421
October	26.6062	25.7862	26.1406
November	26.4262	24.9661	25.5723
December	25.4208	24.5185	24.9547