2012 HRK to KMF Historical Review

YEARLY HIGH

68.4268 KMF

YEARLY LOW

64.5481 KMF

YEARLY AVERAGE

65.4820 KMF

2012 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 12, valuing the pair at 68.4268. Conversely, the yearly low was recorded on July 1, dropping to 64.5481.

This high-to-low spread represents a total annual volatility of 3.8787 KMF. From a start-to-finish perspective, comparing the January average rate of 65.0889 to the December average rate of 65.3645, the exchange rate registered a net change of 0.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 68.4268 was up 2.24% compared to the 2011 peak of 66.9308, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 342,134 KMF

2011 Average 330,790 KMF

Yearly Trough Low 322,741 KMF

Transaction Impact: A difference of 19,393.49 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

67.0224

64.6753

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.2107, compared to 65.7533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5426 points.

H1 Avg (Jan–Jun) 65.2107

H2 Avg (Jul–Dec) 65.7533

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 2.4656 KMF (High: 68.4268 / Low: 65.9613). On the other end, March was the most stable month, with a tight range of 0.5544 KMF (High: 65.5551 / Low: 65.0007).

September Spread (Volatile) ±2.4656

March Spread (Stable) ±0.5544

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.3059 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 66.8268) against the same month in 2011 (average: 65.6442), the exchange rate shifted by +1.1827 (+1.80%).

2012 Avg (September) 66.8268

2011 Avg (September) 65.6442

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.3661	64.7650	65.0889
February	65.3607	64.6548	64.8709
March	65.5551	65.0007	65.2426
April	65.9148	65.1640	65.6082
May	65.6691	64.6984	65.2661
June	65.4921	64.9148	65.1874
July	66.3154	64.5481	65.5642
August	66.8260	65.3782	66.0110
September	68.4268	65.9613	66.8268
October	66.2802	64.9138	65.5209
November	65.4926	64.9357	65.2325
December	65.5874	65.0160	65.3645