2015 HRK to KMF Historical Review

YEARLY HIGH

67.6715 KMF

YEARLY LOW

63.0545 KMF

YEARLY AVERAGE

64.6597 KMF

2015 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 67.6715. Conversely, the yearly low was recorded on December 3, dropping to 63.0545.

This high-to-low spread represents a total annual volatility of 4.6170 KMF. From a start-to-finish perspective, comparing the January average rate of 63.9826 to the December average rate of 64.1814, the exchange rate registered a net change of 0.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 67.6715 was up 3.94% compared to the 2014 peak of 65.1063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 338,357 KMF

2014 Average 322,257 KMF

Yearly Trough Low 315,273 KMF

Transaction Impact: A difference of 23,084.77 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

65.5474

63.7179

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 64.5516, compared to 64.7679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2163 points.

H1 Avg (Jan–Jun) 64.5516

H2 Avg (Jul–Dec) 64.7679

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 2.8818 KMF (High: 67.6715 / Low: 64.7897). On the other end, February was the most stable month, with a tight range of 0.5632 KMF (High: 64.2518 / Low: 63.6886).

August Spread (Volatile) ±2.8818

February Spread (Stable) ±0.5632

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4778 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4778

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 65.3949) against the same month in 2014 (average: 64.4055), the exchange rate shifted by +0.9895 (+1.54%).

2015 Avg (August) 65.3949

2014 Avg (August) 64.4055

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	64.1924	63.5981	63.9826
February	64.2518	63.6886	63.8704
March	64.8320	64.1218	64.4513
April	65.1393	64.3500	64.8014
May	65.9065	64.7672	65.1662
June	65.6275	64.6903	65.0375
July	65.3782	64.1988	64.8988
August	67.6715	64.7897	65.3949
September	65.6059	64.1559	64.9470
October	64.9483	63.9253	64.5263
November	65.3771	64.0686	64.6591
December	64.6305	63.0545	64.1814