YEARLY HIGH
3370.5111 KMF
YEARLY LOW
65.6941 KMF
YEARLY AVERAGE
75.2507 KMF

2019 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 3370.5111. Conversely, the yearly low was recorded on March 7, dropping to 65.6941.

This high-to-low spread represents a total annual volatility of 3304.8170 KMF. From a start-to-finish perspective, comparing the January average rate of 66.3180 to the December average rate of 66.2146, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 3370.5111 was up 0.64% compared to the 2018 peak of 3349.2064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,852,556 KMF
2018 Average 376,824 KMF
Yearly Trough Low 328,471 KMF
Transaction Impact: A difference of 16,524,084.97 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

183.8970
55.5063
JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 66.3606, compared to 84.1408 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 17.7802 points.

H1 Avg (Jan–Jun) 66.3606
H2 Avg (Jul–Dec) 84.1408

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 3304.2997 KMF (High: 3370.5111 / Low: 66.2114). On the other end, November was the most stable month, with a tight range of 0.3129 KMF (High: 66.3168 / Low: 66.0039).

July Spread (Volatile) ±3304.2997
November Spread (Stable) ±0.3129

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 106.7902 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -106.7902

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 173.1978) against the same month in 2018 (average: 66.5816), the exchange rate shifted by +106.6162 (+160.13%).

2019 Avg (July) 173.1978
2018 Avg (July) 66.5816

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 66.9442 65.9190 66.3180
February 66.7008 66.2024 66.4189
March 66.8580 65.6941 66.3073
April 66.4717 65.8063 66.2497
May 66.7302 66.0182 66.3903
June 66.7838 66.2071 66.4797
July 3370.5111 66.2114 173.1978
August 66.7542 65.9116 66.4076
September 66.9308 66.2633 66.5690
October 66.5253 65.9087 66.2506
November 66.3168 66.0039 66.2055
December 66.5877 65.8543 66.2146