2022 HRK to KMF Historical Review

YEARLY HIGH

66.8454 KMF

YEARLY LOW

63.0573 KMF

YEARLY AVERAGE

65.2360 KMF

2022 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 66.8454. Conversely, the yearly low was recorded on July 30, dropping to 63.0573.

This high-to-low spread represents a total annual volatility of 3.7881 KMF. From a start-to-finish perspective, comparing the January average rate of 65.4004 to the December average rate of 65.2421, the exchange rate registered a net change of -0.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 66.8454 was down 81.42% compared to the 2021 peak of 359.7648, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 334,227 KMF

2021 Average 331,006 KMF

Yearly Trough Low 315,286 KMF

Transaction Impact: A difference of 18,940.71 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

65.7365

63.9478

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.2660, compared to 65.2060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0600 points.

H1 Avg (Jan–Jun) 65.2660

H2 Avg (Jul–Dec) 65.2060

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 2.9437 KMF (High: 66.0010 / Low: 63.0573). On the other end, August was the most stable month, with a tight range of 1.1038 KMF (High: 66.1891 / Low: 65.0853).

July Spread (Volatile) ±2.9437

August Spread (Stable) ±1.1038

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.2339 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 65.5874) against the same month in 2021 (average: 65.3939), the exchange rate shifted by +0.1935 (+0.30%).

2022 Avg (November) 65.5874

2021 Avg (November) 65.3939

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.7904	64.5342	65.4004
February	66.1366	64.4402	65.3243
March	65.9355	64.3168	65.0733
April	65.3529	64.2392	65.0934
May	65.8191	64.5470	65.3735
June	66.0995	64.4677	65.3307
July	66.0010	63.0573	64.0969
August	66.1891	65.0853	65.5244
September	65.8614	64.4123	65.4435
October	66.4601	64.6480	65.3417
November	66.8454	64.5770	65.5874
December	66.5324	64.0650	65.2421