2026 HRK to KMF Historical Review

YEARLY HIGH

66.2250 KMF

YEARLY LOW

64.7104 KMF

YEARLY AVERAGE

65.3961 KMF

2026 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 66.2250. Conversely, the yearly low was recorded on June 19, dropping to 64.7104.

This high-to-low spread represents a total annual volatility of 1.5146 KMF. From a start-to-finish perspective, comparing the January average rate of 65.4502 to the December average rate of 65.3762, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 66.2250 was down 2.96% compared to the 2025 peak of 68.2476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 331,125 KMF

2025 Average 327,194 KMF

Yearly Trough Low 323,552 KMF

Transaction Impact: A difference of 7,572.93 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

65.4623

65.3173

JanuMarcMayJuly

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.3977, compared to 65.3914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 65.3977

H2 Avg (Jul–Dec) 65.3914

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.1537 KMF (High: 66.2250 / Low: 65.0713). On the other end, May was the most stable month, with a tight range of 0.0471 KMF (High: 65.4333 / Low: 65.3862).

April Spread (Volatile) ±1.1537

May Spread (Stable) ±0.0471

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1046 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 65.4100) against the same month in 2025 (average: 66.3517), the exchange rate shifted by -0.9416 (-1.42%).

2026 Avg (April) 65.4100

2025 Avg (April) 66.3517

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.9318	65.2728	65.4502
February	65.7526	65.2428	65.4481
March	65.8070	64.7336	65.3435
April	66.2250	65.0713	65.4100
May	65.4333	65.3862	65.4050
June	65.6471	64.7104	65.3293
July	65.9251	65.1266	65.4066
August	65.4232	65.3388	65.3762