2023 HRK to KMF Historical Review

YEARLY HIGH

66.6287 KMF

YEARLY LOW

64.5503 KMF

YEARLY AVERAGE

65.3801 KMF

2023 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 66.6287. Conversely, the yearly low was recorded on March 15, dropping to 64.5503.

This high-to-low spread represents a total annual volatility of 2.0783 KMF. From a start-to-finish perspective, comparing the January average rate of 65.4403 to the December average rate of 65.3759, the exchange rate registered a net change of -0.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 66.6287 was down 0.32% compared to the 2022 peak of 66.8454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 333,143 KMF

2022 Average 326,169 KMF

Yearly Trough Low 322,752 KMF

Transaction Impact: A difference of 10,391.72 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

65.5348

65.2777

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.3789, compared to 65.3812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 65.3789

H2 Avg (Jul–Dec) 65.3812

Volatility Range Comparison

Volatility

The most volatile month in 2023 was December, with a trading range of 1.9233 KMF (High: 66.6287 / Low: 64.7053). On the other end, May was the most stable month, with a tight range of 0.5313 KMF (High: 65.4791 / Low: 64.9477).

December Spread (Volatile) ±1.9233

May Spread (Stable) ±0.5313

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1475 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1475

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 65.3759) against the same month in 2022 (average: 65.2421), the exchange rate shifted by +0.1337 (+0.20%).

2023 Avg (December) 65.3759

2022 Avg (December) 65.2421

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	66.1480	65.2435	65.4403
February	65.9428	64.6537	65.3200
March	66.3643	64.5503	65.4473
April	65.6501	64.6038	65.2998
May	65.4791	64.9477	65.3269
June	66.0003	65.0472	65.4391
July	66.1612	64.7894	65.3729
August	65.7259	65.1185	65.3524
September	65.5057	64.7703	65.2991
October	65.7876	65.1009	65.3735
November	66.5331	64.8571	65.5133
December	66.6287	64.7053	65.3759