2014 HRK to KMF Historical Review

YEARLY HIGH

65.1063 KMF

YEARLY LOW

63.9331 KMF

YEARLY AVERAGE

64.4509 KMF

2014 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 65.1063. Conversely, the yearly low was recorded on November 24, dropping to 63.9331.

This high-to-low spread represents a total annual volatility of 1.1732 KMF. From a start-to-finish perspective, comparing the January average rate of 64.4540 to the December average rate of 64.2035, the exchange rate registered a net change of -0.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 65.1063 was down 1.51% compared to the 2013 peak of 66.1015, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 325,531 KMF

2013 Average 324,780 KMF

Yearly Trough Low 319,665 KMF

Transaction Impact: A difference of 5,865.93 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

65.0392

64.0705

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 64.5540, compared to 64.3478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2062 points.

H1 Avg (Jan–Jun) 64.5540

H2 Avg (Jul–Dec) 64.3478

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.6688 KMF (High: 64.6034 / Low: 63.9346). On the other end, February was the most stable month, with a tight range of 0.2714 KMF (High: 64.4373 / Low: 64.1659).

September Spread (Volatile) ±0.6688

February Spread (Stable) ±0.2714

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3336 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 64.9585) against the same month in 2013 (average: 65.6232), the exchange rate shifted by -0.6647 (-1.01%).

2014 Avg (June) 64.9585

2013 Avg (June) 65.6232

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	64.5698	64.2250	64.4540
February	64.4373	64.1659	64.2893
March	64.3365	63.9913	64.2604
April	64.8342	64.3128	64.5610
May	64.9479	64.6316	64.8007
June	65.1063	64.7590	64.9585
July	65.0028	64.3764	64.6249
August	64.6514	64.2436	64.4055
September	64.6034	63.9346	64.4338
October	64.5895	64.0071	64.2678
November	64.2886	63.9331	64.1513
December	64.3571	64.0392	64.2035