2024 HRK to KMF Historical Review

YEARLY HIGH

66.1151 KMF

YEARLY LOW

64.0699 KMF

YEARLY AVERAGE

65.3420 KMF

2024 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 66.1151. Conversely, the yearly low was recorded on April 12, dropping to 64.0699.

This high-to-low spread represents a total annual volatility of 2.0453 KMF. From a start-to-finish perspective, comparing the January average rate of 65.3391 to the December average rate of 65.3142, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 66.1151 was down 0.77% compared to the 2023 peak of 66.6287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 330,576 KMF

2023 Average 326,902 KMF

Yearly Trough Low 320,349 KMF

Transaction Impact: A difference of 10,226.28 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

65.4482

65.2480

JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.3299, compared to 65.3541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0242 points.

H1 Avg (Jan–Jun) 65.3299

H2 Avg (Jul–Dec) 65.3541

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 1.6105 KMF (High: 65.7864 / Low: 64.1759). On the other end, October was the most stable month, with a tight range of 0.4896 KMF (High: 65.5283 / Low: 65.0387).

November Spread (Volatile) ±1.6105

October Spread (Stable) ±0.4896

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1392 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1392

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 65.4315) against the same month in 2023 (average: 65.3524), the exchange rate shifted by +0.0791 (+0.12%).

2024 Avg (August) 65.4315

2023 Avg (August) 65.3524

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.5202	64.9111	65.3391
February	65.4723	64.9240	65.3268
March	65.8649	65.0872	65.3485
April	65.6472	64.0699	65.2964
May	65.6819	65.1723	65.4039
June	65.5227	64.6363	65.2647
July	65.7431	65.1855	65.4180
August	66.1151	65.0913	65.4315
September	65.6342	65.0799	65.3888
October	65.5283	65.0387	65.2996
November	65.7864	64.1759	65.2727
December	65.7566	64.8616	65.3142