YEARLY HIGH
67.1615 KMF
YEARLY LOW
63.0584 KMF
YEARLY AVERAGE
65.1843 KMF

2016 HRK to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 20, valuing the pair at 67.1615. Conversely, the yearly low was recorded on January 18, dropping to 63.0584.

This high-to-low spread represents a total annual volatility of 4.1031 KMF. From a start-to-finish perspective, comparing the January average rate of 64.0940 to the December average rate of 65.2955, the exchange rate registered a net change of 1.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 67.1615 was down 0.75% compared to the 2015 peak of 67.6715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 335,808 KMF
2015 Average 323,320 KMF
Yearly Trough Low 315,292 KMF
Transaction Impact: A difference of 20,515.51 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

66.7035
63.8568
JanuMarcMayJulySeptNove

HRK to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 64.9320, compared to 65.4366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5046 points.

H1 Avg (Jan–Jun) 64.9320
H2 Avg (Jul–Dec) 65.4366

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 2.4948 KMF (High: 66.1610 / Low: 63.6662). On the other end, April was the most stable month, with a tight range of 0.4378 KMF (High: 65.8959 / Low: 65.4581).

July Spread (Volatile) ±2.4948
April Spread (Stable) ±0.4378

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.7279 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7279

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 66.4663) against the same month in 2015 (average: 65.3949), the exchange rate shifted by +1.0713 (+1.64%).

2016 Avg (August) 66.4663
2015 Avg (August) 65.3949

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 64.6938 63.0584 64.0940
February 64.7301 64.1181 64.4778
March 66.0272 64.3957 65.2069
April 65.8959 65.4581 65.6485
May 65.9175 64.9464 65.3242
June 65.3795 63.6874 64.8406
July 66.1610 63.6662 64.7017
August 67.1615 65.7491 66.4663
September 66.3243 65.4291 65.7383
October 65.7368 64.3957 65.2038
November 65.6792 63.8527 65.2141
December 65.9114 64.2174 65.2955