2012 HRK to MDL Historical Review

YEARLY HIGH

2.1902 MDL

YEARLY LOW

1.9734 MDL

YEARLY AVERAGE

2.0678 MDL

2012 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 2.1902. Conversely, the yearly low was recorded on May 27, dropping to 1.9734.

This high-to-low spread represents a total annual volatility of 0.2168 MDL. From a start-to-finish perspective, comparing the January average rate of 2.0127 to the December average rate of 2.1205, the exchange rate registered a net change of 5.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.1902 was down 5.49% compared to the 2011 peak of 2.3173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,951 MDL

2011 Average 10,956 MDL

Yearly Trough Low 9,867 MDL

Transaction Impact: A difference of 1,084.07 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.1603

1.9960

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0397, compared to 2.0960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0563 points.

H1 Avg (Jan–Jun) 2.0397

H2 Avg (Jul–Dec) 2.0960

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0977 MDL (High: 2.1902 / Low: 2.0925). On the other end, December was the most stable month, with a tight range of 0.0371 MDL (High: 2.1435 / Low: 2.1063).

September Spread (Volatile) ±0.0977

December Spread (Stable) ±0.0371

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0484 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 2.1466) against the same month in 2011 (average: 2.1359), the exchange rate shifted by +0.0107 (+0.50%).

2012 Avg (September) 2.1466

2011 Avg (September) 2.1359

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0517	1.9825	2.0127
February	2.0986	2.0251	2.0630
March	2.1009	2.0473	2.0729
April	2.1004	2.0462	2.0640
May	2.0615	1.9734	2.0156
June	2.0506	1.9735	2.0097
July	2.0500	2.0098	2.0282
August	2.0974	2.0450	2.0669
September	2.1902	2.0925	2.1466
October	2.1511	2.0908	2.1147
November	2.1314	2.0764	2.0991
December	2.1435	2.1063	2.1205