2015 HRK to MDL Historical Review

YEARLY HIGH

2.9768 MDL

YEARLY LOW

2.4111 MDL

YEARLY AVERAGE

2.7355 MDL

2015 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 2.9768. Conversely, the yearly low was recorded on January 9, dropping to 2.4111.

This high-to-low spread represents a total annual volatility of 0.5658 MDL. From a start-to-finish perspective, comparing the January average rate of 2.5175 to the December average rate of 2.8138, the exchange rate registered a net change of 11.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.9768 was up 17.60% compared to the 2014 peak of 2.5314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 14,884 MDL

2014 Average 12,174 MDL

Yearly Trough Low 12,055 MDL

Transaction Impact: A difference of 2,828.84 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.9696

2.4764

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6336, compared to 2.8373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2036 points.

H1 Avg (Jan–Jun) 2.6336

H2 Avg (Jul–Dec) 2.8373

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.2424 MDL (High: 2.8617 / Low: 2.6193). On the other end, October was the most stable month, with a tight range of 0.0843 MDL (High: 2.9613 / Low: 2.8769).

June Spread (Volatile) ±0.2424

October Spread (Stable) ±0.0843

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1318 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 2.9158) against the same month in 2014 (average: 2.4188), the exchange rate shifted by +0.4970 (+20.55%).

2015 Avg (September) 2.9158

2014 Avg (September) 2.4188

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6413	2.4111	2.5175
February	2.8031	2.6502	2.7354
March	2.6938	2.4992	2.6036
April	2.6765	2.4803	2.5598
May	2.6958	2.5748	2.6441
June	2.8617	2.6193	2.7415
July	2.7832	2.6900	2.7483
August	2.9065	2.7070	2.7974
September	2.9768	2.8478	2.9158
October	2.9613	2.8769	2.9285
November	2.9074	2.7666	2.8198
December	2.8639	2.7559	2.8138