2025 HRK to MDL Historical Review

YEARLY HIGH

2.6732 MDL

YEARLY LOW

2.5017 MDL

YEARLY AVERAGE

2.5927 MDL

2025 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 2.6732. Conversely, the yearly low was recorded on January 2, dropping to 2.5017.

This high-to-low spread represents a total annual volatility of 0.1715 MDL. From a start-to-finish perspective, comparing the January average rate of 2.5481 to the December average rate of 2.6208, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.6732 was up 3.09% compared to the 2024 peak of 2.5931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,366 MDL

2024 Average 12,729 MDL

Yearly Trough Low 12,508 MDL

Transaction Impact: A difference of 857.32 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.6280

2.5408

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5842, compared to 2.6012 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0170 points.

H1 Avg (Jan–Jun) 2.5842

H2 Avg (Jul–Dec) 2.6012

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1136 MDL (High: 2.6732 / Low: 2.5595). On the other end, June was the most stable month, with a tight range of 0.0393 MDL (High: 2.6366 / Low: 2.5973).

April Spread (Volatile) ±0.1136

June Spread (Stable) ±0.0393

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0250 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0250

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.6031) against the same month in 2024 (average: 2.5218), the exchange rate shifted by +0.0813 (+3.23%).

2025 Avg (April) 2.6031

2024 Avg (April) 2.5218

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5899	2.5017	2.5481
February	2.5980	2.5449	2.5765
March	2.6463	2.5600	2.5849
April	2.6732	2.5595	2.6031
May	2.6086	2.5380	2.5781
June	2.6366	2.5973	2.6146
July	2.6326	2.5709	2.6124
August	2.6374	2.5536	2.5874
September	2.6036	2.5460	2.5833
October	2.6387	2.5791	2.6040
November	2.6218	2.5729	2.5996
December	2.6440	2.5957	2.6208