2021 HRK to MDL Historical Review

YEARLY HIGH

2.8893 MDL

YEARLY LOW

2.6372 MDL

YEARLY AVERAGE

2.7722 MDL

2021 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 20, valuing the pair at 2.8893. Conversely, the yearly low was recorded on December 7, dropping to 2.6372.

This high-to-low spread represents a total annual volatility of 0.2521 MDL. From a start-to-finish perspective, comparing the January average rate of 2.7755 to the December average rate of 2.6651, the exchange rate registered a net change of -3.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.8893 was up 3.33% compared to the 2020 peak of 2.7962, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 14,447 MDL

2020 Average 13,045 MDL

Yearly Trough Low 13,186 MDL

Transaction Impact: A difference of 1,260.58 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.8754

2.6460

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8117, compared to 2.7328 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0789 points.

H1 Avg (Jan–Jun) 2.8117

H2 Avg (Jul–Dec) 2.7328

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0958 MDL (High: 2.8302 / Low: 2.7344). On the other end, July was the most stable month, with a tight range of 0.0498 MDL (High: 2.8640 / Low: 2.8142).

August Spread (Volatile) ±0.0958

July Spread (Stable) ±0.0498

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0757 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0757

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 2.8563) against the same month in 2020 (average: 2.5485), the exchange rate shifted by +0.3077 (+12.08%).

2021 Avg (May) 2.8563

2020 Avg (May) 2.5485

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8077	2.7496	2.7755
February	2.8098	2.7490	2.7807
March	2.7987	2.7389	2.7784
April	2.8577	2.8004	2.8274
May	2.8893	2.8254	2.8563
June	2.8724	2.8132	2.8518
July	2.8640	2.8142	2.8355
August	2.8302	2.7344	2.7748
September	2.7935	2.7103	2.7631
October	2.7226	2.6567	2.6874
November	2.7023	2.6417	2.6707
December	2.6879	2.6372	2.6651