2014 HRK to MDL Historical Review

YEARLY HIGH

2.5314 MDL

YEARLY LOW

2.3094 MDL

YEARLY AVERAGE

2.4347 MDL

2014 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 2.5314. Conversely, the yearly low was recorded on January 8, dropping to 2.3094.

This high-to-low spread represents a total annual volatility of 0.2219 MDL. From a start-to-finish perspective, comparing the January average rate of 2.3520 to the December average rate of 2.4766, the exchange rate registered a net change of 5.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.5314 was up 7.24% compared to the 2013 peak of 2.3605, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,657 MDL

2013 Average 10,990 MDL

Yearly Trough Low 11,547 MDL

Transaction Impact: A difference of 1,109.69 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.5137

2.3373

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4279, compared to 2.4415 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0136 points.

H1 Avg (Jan–Jun) 2.4279

H2 Avg (Jul–Dec) 2.4415

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1010 MDL (High: 2.5229 / Low: 2.4219). On the other end, October was the most stable month, with a tight range of 0.0363 MDL (High: 2.4437 / Low: 2.4074).

December Spread (Volatile) ±0.1010

October Spread (Stable) ±0.0363

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0711 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0711

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 2.4990) against the same month in 2013 (average: 2.1866), the exchange rate shifted by +0.3124 (+14.29%).

2014 Avg (June) 2.4990

2013 Avg (June) 2.1866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3895	2.3094	2.3520
February	2.4568	2.3749	2.4086
March	2.4603	2.3939	2.4265
April	2.4554	2.3976	2.4262
May	2.4861	2.4282	2.4554
June	2.5314	2.4692	2.4990
July	2.5298	2.4308	2.4842
August	2.4397	2.3959	2.4131
September	2.4381	2.3890	2.4188
October	2.4437	2.4074	2.4255
November	2.4683	2.3986	2.4312
December	2.5229	2.4219	2.4766