2019 HRK to MDL Historical Review

YEARLY HIGH

2.7955 MDL

YEARLY LOW

2.5621 MDL

YEARLY AVERAGE

2.6446 MDL

2019 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 2.7955. Conversely, the yearly low was recorded on December 23, dropping to 2.5621.

This high-to-low spread represents a total annual volatility of 0.2333 MDL. From a start-to-finish perspective, comparing the January average rate of 2.6319 to the December average rate of 2.5773, the exchange rate registered a net change of -2.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.7955 was down 1.25% compared to the 2018 peak of 2.8310, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,977 MDL

2018 Average 13,373 MDL

Yearly Trough Low 12,811 MDL

Transaction Impact: A difference of 1,166.71 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.7838

2.5585

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6669, compared to 2.6223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0446 points.

H1 Avg (Jan–Jun) 2.6669

H2 Avg (Jul–Dec) 2.6223

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.1097 MDL (High: 2.7536 / Low: 2.6439). On the other end, February was the most stable month, with a tight range of 0.0330 MDL (High: 2.6367 / Low: 2.6037).

July Spread (Volatile) ±0.1097

February Spread (Stable) ±0.0330

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0787 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0787

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 2.7650) against the same month in 2018 (average: 2.6674), the exchange rate shifted by +0.0976 (+3.66%).

2019 Avg (June) 2.7650

2018 Avg (June) 2.6674

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6849	2.5966	2.6319
February	2.6367	2.6037	2.6160
March	2.6571	2.5741	2.6142
April	2.7129	2.6104	2.6682
May	2.7427	2.6849	2.7061
June	2.7955	2.7350	2.7650
July	2.7536	2.6439	2.6863
August	2.6863	2.6090	2.6532
September	2.6633	2.6085	2.6333
October	2.6217	2.5706	2.5969
November	2.6118	2.5702	2.5869
December	2.5989	2.5621	2.5773