2013 HRK to MDL Historical Review

YEARLY HIGH

2.3605 MDL

YEARLY LOW

2.0883 MDL

YEARLY AVERAGE

2.1977 MDL

2013 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.3605. Conversely, the yearly low was recorded on March 28, dropping to 2.0883.

This high-to-low spread represents a total annual volatility of 0.2722 MDL. From a start-to-finish perspective, comparing the January average rate of 2.1299 to the December average rate of 2.3208, the exchange rate registered a net change of 8.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.3605 was up 7.78% compared to the 2012 peak of 2.1902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,802 MDL

2012 Average 10,339 MDL

Yearly Trough Low 10,441 MDL

Transaction Impact: A difference of 1,361.08 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.3423

2.0851

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1311, compared to 2.2642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1331 points.

H1 Avg (Jan–Jun) 2.1311

H2 Avg (Jul–Dec) 2.2642

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0892 MDL (High: 2.3605 / Low: 2.2713). On the other end, April was the most stable month, with a tight range of 0.0326 MDL (High: 2.1246 / Low: 2.0920).

December Spread (Volatile) ±0.0892

April Spread (Stable) ±0.0326

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0274 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0274

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 2.3208) against the same month in 2012 (average: 2.1205), the exchange rate shifted by +0.2004 (+9.45%).

2013 Avg (December) 2.3208

2012 Avg (December) 2.1205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1608	2.0902	2.1299
February	2.1619	2.1136	2.1340
March	2.1245	2.0883	2.1065
April	2.1246	2.0920	2.1111
May	2.1542	2.0914	2.1184
June	2.2125	2.1460	2.1866
July	2.1972	2.1329	2.1637
August	2.2616	2.2133	2.2433
September	2.2975	2.2160	2.2509
October	2.3350	2.2755	2.3165
November	2.3366	2.2629	2.2900
December	2.3605	2.2713	2.3208