2026 HRK to MDL Historical Review

YEARLY HIGH

2.7029 MDL

YEARLY LOW

2.5838 MDL

YEARLY AVERAGE

2.6611 MDL

2026 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 2.7029. Conversely, the yearly low was recorded on January 8, dropping to 2.5838.

This high-to-low spread represents a total annual volatility of 0.1190 MDL. From a start-to-finish perspective, comparing the January average rate of 2.6283 to the December average rate of 2.6680, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.7029 was up 1.11% compared to the 2025 peak of 2.6732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,514 MDL

2025 Average 12,964 MDL

Yearly Trough Low 12,919 MDL

Transaction Impact: A difference of 595.02 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.6829

2.6234

JanuMarcMayJuly

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6598, compared to 2.6651 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 2.6598

H2 Avg (Jul–Dec) 2.6651

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0965 MDL (High: 2.6803 / Low: 2.5838). On the other end, August was the most stable month, with a tight range of 0.0072 MDL (High: 2.6704 / Low: 2.6633).

January Spread (Volatile) ±0.0965

August Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0091 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 2.6607) against the same month in 2025 (average: 2.5849), the exchange rate shifted by +0.0758 (+2.93%).

2026 Avg (March) 2.6607

2025 Avg (March) 2.5849

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6803	2.5838	2.6283
February	2.6886	2.6300	2.6607
March	2.7029	2.6213	2.6607
April	2.6998	2.6554	2.6780
May	2.6733	2.6610	2.6689
June	2.6811	2.6352	2.6623
July	2.6796	2.6436	2.6623
August	2.6704	2.6633	2.6680