2016 HRK to MDL Historical Review

YEARLY HIGH

3.0332 MDL

YEARLY LOW

2.7402 MDL

YEARLY AVERAGE

2.9227 MDL

2016 HRK to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 3.0332. Conversely, the yearly low was recorded on December 28, dropping to 2.7402.

This high-to-low spread represents a total annual volatility of 0.2930 MDL. From a start-to-finish perspective, comparing the January average rate of 2.8846 to the December average rate of 2.8136, the exchange rate registered a net change of -2.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.0332 was up 1.89% compared to the 2015 peak of 2.9768, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 15,166 MDL

2015 Average 13,676 MDL

Yearly Trough Low 13,701 MDL

Transaction Impact: A difference of 1,465.05 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.0006

2.7966

JanuMarcMayJulySeptNove

HRK to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9379, compared to 2.9075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 2.9379

H2 Avg (Jul–Dec) 2.9075

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.1386 MDL (High: 2.8787 / Low: 2.7402). On the other end, September was the most stable month, with a tight range of 0.0334 MDL (High: 2.9697 / Low: 2.9363).

December Spread (Volatile) ±0.1386

September Spread (Stable) ±0.0334

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0668 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 2.9836) against the same month in 2015 (average: 2.6441), the exchange rate shifted by +0.3395 (+12.84%).

2016 Avg (May) 2.9836

2015 Avg (May) 2.6441

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9281	2.8019	2.8846
February	2.9543	2.8589	2.9192
March	2.9558	2.8527	2.9129
April	3.0078	2.9505	2.9707
May	3.0332	2.9596	2.9836
June	3.0051	2.8931	2.9562
July	2.9455	2.8989	2.9230
August	2.9839	2.9289	2.9536
September	2.9697	2.9363	2.9525
October	2.9533	2.8907	2.9218
November	2.9490	2.8383	2.8804
December	2.8787	2.7402	2.8136