2012 HRK to NPR Historical Review

YEARLY HIGH

15.4664 NPR

YEARLY LOW

13.4553 NPR

YEARLY AVERAGE

14.5843 NPR

2012 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 15.4664. Conversely, the yearly low was recorded on February 6, dropping to 13.4553.

This high-to-low spread represents a total annual volatility of 2.0111 NPR. From a start-to-finish perspective, comparing the January average rate of 14.0152 to the December average rate of 15.2316, the exchange rate registered a net change of 8.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 15.4664 was up 2.93% compared to the 2011 peak of 15.0259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 77,332 NPR

2011 Average 69,204 NPR

Yearly Trough Low 67,276 NPR

Transaction Impact: A difference of 10,055.64 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

15.3788

13.6124

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.3229, compared to 14.8456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5227 points.

H1 Avg (Jan–Jun) 14.3229

H2 Avg (Jul–Dec) 14.8456

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 1.0215 NPR (High: 14.7088 / Low: 13.6873). On the other end, May was the most stable month, with a tight range of 0.2561 NPR (High: 14.8547 / Low: 14.5986).

January Spread (Volatile) ±1.0215

May Spread (Stable) ±0.2561

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4435 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4435

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 15.0918) against the same month in 2011 (average: 13.8986), the exchange rate shifted by +1.1932 (+8.58%).

2012 Avg (September) 15.0918

2011 Avg (September) 13.8986

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.7088	13.6873	14.0152
February	14.2556	13.4553	13.7596
March	14.4941	13.7285	14.0914
April	14.8315	14.2590	14.5019
May	14.8547	14.5986	14.7242
June	15.1149	14.4943	14.8452
July	14.8130	14.3250	14.4790
August	14.9709	14.4865	14.7025
September	15.4664	14.6078	15.0918
October	14.9013	14.3501	14.6482
November	15.2508	14.6856	14.9207
December	15.4354	14.9693	15.2316