2015 HRK to NPR Historical Review

YEARLY HIGH

16.2592 NPR

YEARLY LOW

13.8471 NPR

YEARLY AVERAGE

14.9656 NPR

2015 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 16.2592. Conversely, the yearly low was recorded on March 14, dropping to 13.8471.

This high-to-low spread represents a total annual volatility of 2.4121 NPR. From a start-to-finish perspective, comparing the January average rate of 15.0986 to the December average rate of 15.1545, the exchange rate registered a net change of 0.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 16.2592 was down 9.92% compared to the 2014 peak of 18.0506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 81,296 NPR

2014 Average 85,053 NPR

Yearly Trough Low 69,236 NPR

Transaction Impact: A difference of 12,060.56 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.8451

14.0269

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.7220, compared to 15.2092 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4872 points.

H1 Avg (Jan–Jun) 14.7220

H2 Avg (Jul–Dec) 15.2092

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.6789 NPR (High: 15.9553 / Low: 14.2764). On the other end, February was the most stable month, with a tight range of 0.2875 NPR (High: 14.7433 / Low: 14.4558).

January Spread (Volatile) ±1.6789

February Spread (Stable) ±0.2875

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4749 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4749

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 15.3319) against the same month in 2014 (average: 17.0210), the exchange rate shifted by -1.6891 (-9.92%).

2015 Avg (August) 15.3319

2014 Avg (August) 17.0210

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.9553	14.2764	15.0986
February	14.7433	14.4558	14.6237
March	14.4479	13.8471	14.1784
April	14.8588	13.9696	14.2329
May	15.4389	14.7723	15.0528
June	15.3188	14.7306	15.1457
July	14.9531	14.4966	14.7743
August	16.2592	14.6892	15.3319
September	15.9980	15.3588	15.6936
October	15.6259	14.9529	15.3575
November	15.2269	14.7864	14.9433
December	15.4050	14.8046	15.1545