2021 HRK to NPR Historical Review

YEARLY HIGH

19.1497 NPR

YEARLY LOW

17.7113 NPR

YEARLY AVERAGE

18.5668 NPR

2021 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 19.1497. Conversely, the yearly low was recorded on November 24, dropping to 17.7113.

This high-to-low spread represents a total annual volatility of 1.4384 NPR. From a start-to-finish perspective, comparing the January average rate of 18.8245 to the December average rate of 18.1146, the exchange rate registered a net change of -3.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 19.1497 was down 0.28% compared to the 2020 peak of 19.2026, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 95,748 NPR

2020 Average 89,734 NPR

Yearly Trough Low 88,556 NPR

Transaction Impact: A difference of 7,191.89 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

18.9973

17.9816

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.7080, compared to 18.4256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2824 points.

H1 Avg (Jan–Jun) 18.7080

H2 Avg (Jul–Dec) 18.4256

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.9262 NPR (High: 19.1497 / Low: 18.2234). On the other end, May was the most stable month, with a tight range of 0.2396 NPR (High: 19.0356 / Low: 18.7960).

April Spread (Volatile) ±0.9262

May Spread (Stable) ±0.2396

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4283 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 18.7916) against the same month in 2020 (average: 17.4365), the exchange rate shifted by +1.3551 (+7.77%).

2021 Avg (April) 18.7916

2020 Avg (April) 17.4365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.0830	18.6359	18.8245
February	18.6892	18.4111	18.5694
March	18.7083	18.0122	18.2571
April	19.1497	18.2234	18.7916
May	19.0356	18.7960	18.9126
June	19.0308	18.7000	18.8927
July	18.9018	18.5851	18.7790
August	18.8353	18.3881	18.6228
September	18.6090	18.3412	18.4767
October	18.6318	18.3304	18.4945
November	18.4656	17.7113	18.0663
December	18.3353	17.9212	18.1146