2024 HRK to NPR Historical Review

YEARLY HIGH

19.9455 NPR

YEARLY LOW

18.6698 NPR

YEARLY AVERAGE

19.2179 NPR

2024 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 19.9455. Conversely, the yearly low was recorded on November 24, dropping to 18.6698.

This high-to-low spread represents a total annual volatility of 1.2757 NPR. From a start-to-finish perspective, comparing the January average rate of 19.2482 to the December average rate of 18.8853, the exchange rate registered a net change of -1.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 19.9455 was up 1.10% compared to the 2023 peak of 19.7284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 99,727 NPR

2023 Average 94,805 NPR

Yearly Trough Low 93,349 NPR

Transaction Impact: A difference of 6,378.59 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

19.8604

18.7967

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1005, compared to 19.3353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2348 points.

H1 Avg (Jan–Jun) 19.1005

H2 Avg (Jul–Dec) 19.3353

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.8579 NPR (High: 19.5277 / Low: 18.6698). On the other end, September was the most stable month, with a tight range of 0.2618 NPR (High: 19.8856 / Low: 19.6237).

November Spread (Volatile) ±0.8579

September Spread (Stable) ±0.2618

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4272 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4272

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 19.6189) against the same month in 2023 (average: 19.1806), the exchange rate shifted by +0.4383 (+2.29%).

2024 Avg (August) 19.6189

2023 Avg (August) 19.1806

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.5519	19.0226	19.2482
February	19.1490	18.8659	19.0250
March	19.3089	19.0218	19.1483
April	19.1997	18.7991	18.9729
May	19.2746	19.0125	19.1380
June	19.3052	18.9212	19.0708
July	19.4013	19.0352	19.2574
August	19.9455	19.1681	19.6189
September	19.8856	19.6237	19.7717
October	19.6947	19.2635	19.4529
November	19.5277	18.6698	19.0257
December	19.0396	18.6802	18.8853