2016 HRK to NPR Historical Review

YEARLY HIGH

16.3306 NPR

YEARLY LOW

14.9946 NPR

YEARLY AVERAGE

15.7959 NPR

2016 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 16.3306. Conversely, the yearly low was recorded on December 20, dropping to 14.9946.

This high-to-low spread represents a total annual volatility of 1.3361 NPR. From a start-to-finish perspective, comparing the January average rate of 15.2762 to the December average rate of 15.1807, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 16.3306 was up 0.44% compared to the 2015 peak of 16.2592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 81,653 NPR

2015 Average 74,840 NPR

Yearly Trough Low 74,973 NPR

Transaction Impact: A difference of 6,680.28 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

16.2217

15.0861

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8738, compared to 15.7181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1556 points.

H1 Avg (Jan–Jun) 15.8738

H2 Avg (Jul–Dec) 15.7181

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.7434 NPR (High: 16.1578 / Low: 15.4145). On the other end, September was the most stable month, with a tight range of 0.1668 NPR (High: 16.0529 / Low: 15.8861).

February Spread (Volatile) ±0.7434

September Spread (Stable) ±0.1668

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3434 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3434

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 16.0963) against the same month in 2015 (average: 15.1457), the exchange rate shifted by +0.9506 (+6.28%).

2016 Avg (June) 16.0963

2015 Avg (June) 15.1457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.5364	15.0603	15.2762
February	16.1578	15.4145	15.8750
March	16.0339	15.4786	15.7821
April	16.1955	15.9597	16.0859
May	16.2931	15.9054	16.1271
June	16.3306	15.9211	16.0963
July	16.0093	15.7808	15.8924
August	16.2401	15.8588	16.0353
September	16.0529	15.8861	15.9761
October	15.9417	15.4949	15.7000
November	15.8196	15.3664	15.5241
December	15.5194	14.9946	15.1807