2022 HRK to NPR Historical Review

YEARLY HIGH

18.7624 NPR

YEARLY LOW

16.6289 NPR

YEARLY AVERAGE

17.5618 NPR

2022 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 18.7624. Conversely, the yearly low was recorded on September 27, dropping to 16.6289.

This high-to-low spread represents a total annual volatility of 2.1334 NPR. From a start-to-finish perspective, comparing the January average rate of 17.9141 to the December average rate of 18.5162, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 18.7624 was down 2.02% compared to the 2021 peak of 19.1497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 93,812 NPR

2021 Average 92,835 NPR

Yearly Trough Low 83,145 NPR

Transaction Impact: A difference of 10,667.10 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

18.6789

16.7255

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6705, compared to 17.4531 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2174 points.

H1 Avg (Jan–Jun) 17.6705

H2 Avg (Jul–Dec) 17.4531

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.9648 NPR (High: 18.0931 / Low: 17.1283). On the other end, January was the most stable month, with a tight range of 0.2696 NPR (High: 18.0290 / Low: 17.7594).

November Spread (Volatile) ±0.9648

January Spread (Stable) ±0.2696

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3175 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 18.5162) against the same month in 2021 (average: 18.1146), the exchange rate shifted by +0.4016 (+2.22%).

2022 Avg (December) 18.5162

2021 Avg (December) 18.1146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.0290	17.7594	17.9141
February	18.2186	17.7579	18.0483
March	18.0002	17.5804	17.7308
April	17.7878	16.9590	17.4499
May	17.7036	16.9999	17.3398
June	17.7397	17.3067	17.5402
July	17.5037	16.9793	17.2434
August	17.4783	16.8965	17.1543
September	17.1311	16.6289	16.8883
October	17.5805	16.9439	17.2029
November	18.0931	17.1283	17.7136
December	18.7624	18.1180	18.5162