2019 HRK to NPR Historical Review

YEARLY HIGH

17.6956 NPR

YEARLY LOW

16.5071 NPR

YEARLY AVERAGE

16.9920 NPR

2019 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 17.6956. Conversely, the yearly low was recorded on July 31, dropping to 16.5071.

This high-to-low spread represents a total annual volatility of 1.1884 NPR. From a start-to-finish perspective, comparing the January average rate of 17.3685 to the December average rate of 17.0031, the exchange rate registered a net change of -2.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 17.6956 was down 4.52% compared to the 2018 peak of 18.5333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 88,478 NPR

2018 Average 86,989 NPR

Yearly Trough Low 82,536 NPR

Transaction Impact: A difference of 5,942.10 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

17.4898

16.6110

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.0518, compared to 16.9321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1197 points.

H1 Avg (Jan–Jun) 17.0518

H2 Avg (Jul–Dec) 16.9321

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.7297 NPR (High: 17.3174 / Low: 16.5876). On the other end, April was the most stable month, with a tight range of 0.2549 NPR (High: 16.8998 / Low: 16.6449).

August Spread (Volatile) ±0.7297

April Spread (Stable) ±0.2549

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4925 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 17.4166) against the same month in 2018 (average: 17.1014), the exchange rate shifted by +0.3151 (+1.84%).

2019 Avg (February) 17.4166

2018 Avg (February) 17.1014

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.6084	17.0668	17.3685
February	17.6956	17.1977	17.4166
March	17.3477	16.6916	16.9241
April	16.8998	16.6449	16.8108
May	17.0932	16.7290	16.8391
June	17.1044	16.7639	16.9519
July	16.9206	16.5071	16.6842
August	17.3174	16.5876	17.0725
September	17.2111	16.6531	16.9547
October	17.0899	16.7050	16.8988
November	17.1052	16.8361	16.9797
December	17.2418	16.9100	17.0031