2013 HRK to NPR Historical Review

YEARLY HIGH

18.6754 NPR

YEARLY LOW

14.6513 NPR

YEARLY AVERAGE

16.4203 NPR

2013 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 18.6754. Conversely, the yearly low was recorded on April 2, dropping to 14.6513.

This high-to-low spread represents a total annual volatility of 4.0241 NPR. From a start-to-finish perspective, comparing the January average rate of 15.2419 to the December average rate of 17.7658, the exchange rate registered a net change of 16.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 18.6754 was up 20.75% compared to the 2012 peak of 15.4664, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 93,377 NPR

2012 Average 72,930 NPR

Yearly Trough Low 73,256 NPR

Transaction Impact: A difference of 20,120.52 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

18.2569

14.5658

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.2718, compared to 17.5687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2969 points.

H1 Avg (Jan–Jun) 15.2718

H2 Avg (Jul–Dec) 17.5687

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 1.5684 NPR (High: 18.6178 / Low: 17.0494). On the other end, December was the most stable month, with a tight range of 0.3217 NPR (High: 17.9074 / Low: 17.5857).

August Spread (Volatile) ±1.5684

December Spread (Stable) ±0.3217

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3041 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 17.9493) against the same month in 2012 (average: 15.0918), the exchange rate shifted by +2.8575 (+18.93%).

2013 Avg (September) 17.9493

2012 Avg (September) 15.0918

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.4281	15.0831	15.2419
February	15.3292	14.8967	15.1775
March	15.0763	14.6569	14.8734
April	15.0183	14.6513	14.8916
May	15.5404	14.8767	15.0627
June	16.8461	15.5399	16.3837
July	17.1824	16.4579	16.6649
August	18.6178	17.0494	17.7058
September	18.6754	17.6701	17.9493
October	17.8489	17.4510	17.6507
November	17.8467	17.4828	17.6759
December	17.9074	17.5857	17.7658