2026 HRK to NPR Historical Review

YEARLY HIGH

23.6812 NPR

YEARLY LOW

22.2495 NPR

YEARLY AVERAGE

23.0775 NPR

2026 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 23.6812. Conversely, the yearly low was recorded on January 11, dropping to 22.2495.

This high-to-low spread represents a total annual volatility of 1.4317 NPR. From a start-to-finish perspective, comparing the January average rate of 22.6176 to the December average rate of 23.2769, the exchange rate registered a net change of 2.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 23.6812 was up 4.46% compared to the 2025 peak of 22.6709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 118,406 NPR

2025 Average 104,562 NPR

Yearly Trough Low 111,247 NPR

Transaction Impact: A difference of 7,158.50 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

23.7607

22.5137

JanuMarcMayJuly

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.0206, compared to 23.2482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2276 points.

H1 Avg (Jan–Jun) 23.0206

H2 Avg (Jul–Dec) 23.2482

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.1354 NPR (High: 23.3849 / Low: 22.2495). On the other end, August was the most stable month, with a tight range of 0.0079 NPR (High: 23.2807 / Low: 23.2729).

January Spread (Volatile) ±1.1354

August Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.4938 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4938

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 23.6568) against the same month in 2025 (average: 20.3877), the exchange rate shifted by +3.2691 (+16.03%).

2026 Avg (May) 23.6568

2025 Avg (May) 20.3877

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.3849	22.2495	22.6176
February	23.2923	22.6092	22.7811
March	23.3708	22.3596	22.7544
April	23.5206	22.7165	23.1506
May	23.6812	23.6158	23.6568
June	23.6219	22.7125	23.1630
July	23.3980	22.8731	23.2195
August	23.2807	23.2729	23.2769