2014 HRK to NPR Historical Review

YEARLY HIGH

18.0506 NPR

YEARLY LOW

15.8598 NPR

YEARLY AVERAGE

17.0146 NPR

2014 HRK to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 18.0506. Conversely, the yearly low was recorded on December 8, dropping to 15.8598.

This high-to-low spread represents a total annual volatility of 2.1909 NPR. From a start-to-finish perspective, comparing the January average rate of 17.7329 to the December average rate of 16.1200, the exchange rate registered a net change of -9.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 18.0506 was down 3.35% compared to the 2013 peak of 18.6754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 90,253 NPR

2013 Average 82,136 NPR

Yearly Trough Low 79,299 NPR

Transaction Impact: A difference of 10,954.31 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

17.9364

15.9219

JanuMarcMayJulySeptNove

HRK to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.5079, compared to 16.5214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9865 points.

H1 Avg (Jan–Jun) 17.5079

H2 Avg (Jul–Dec) 16.5214

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.8908 NPR (High: 17.6792 / Low: 16.7884). On the other end, February was the most stable month, with a tight range of 0.1681 NPR (High: 17.8486 / Low: 17.6805).

May Spread (Volatile) ±0.8908

February Spread (Stable) ±0.1681

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5260 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 17.7329) against the same month in 2013 (average: 15.2419), the exchange rate shifted by +2.4910 (+16.34%).

2014 Avg (January) 17.7329

2013 Avg (January) 15.2419

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.0506	17.4980	17.7329
February	17.8486	17.6805	17.7686
March	17.8678	17.1821	17.6487
April	17.7130	17.2103	17.5050
May	17.6792	16.7884	17.2278
June	17.3726	16.9460	17.1646
July	17.3881	16.8612	17.1162
August	17.2081	16.7601	17.0210
September	16.8134	16.2969	16.4950
October	16.4506	16.1732	16.2862
November	16.1957	15.9710	16.0898
December	16.4117	15.8598	16.1200