2014 MDL to BAM Historical Review

YEARLY HIGH

0.1111 BAM

YEARLY LOW

0.1011 BAM

YEARLY AVERAGE

0.1053 BAM

2014 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.1111. Conversely, the yearly low was recorded on December 16, dropping to 0.1011.

This high-to-low spread represents a total annual volatility of 0.0099 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1090 to the December average rate of 0.1030, the exchange rate registered a net change of -5.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1111 was down 10.40% compared to the 2013 peak of 0.1239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 555 BAM

2013 Average 588 BAM

Yearly Trough Low 506 BAM

Transaction Impact: A difference of 49.62 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1096

0.1025

JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1058, compared to 0.1049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.1058

H2 Avg (Jul–Dec) 0.1049

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0042 BAM (High: 0.1053 / Low: 0.1011). On the other end, October was the most stable month, with a tight range of 0.0018 BAM (High: 0.1064 / Low: 0.1046).

December Spread (Volatile) ±0.0042

October Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.1090) against the same month in 2013 (average: 0.1214), the exchange rate shifted by -0.0124 (-10.23%).

2014 Avg (January) 0.1090

2013 Avg (January) 0.1214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1111	0.1071	0.1090
February	0.1077	0.1043	0.1062
March	0.1068	0.1040	0.1053
April	0.1069	0.1047	0.1058
May	0.1061	0.1037	0.1049
June	0.1046	0.1021	0.1034
July	0.1054	0.1021	0.1035
August	0.1070	0.1050	0.1063
September	0.1073	0.1054	0.1061
October	0.1064	0.1046	0.1054
November	0.1064	0.1033	0.1050
December	0.1053	0.1011	0.1030