2020 MDL to BAM Historical Review

YEARLY HIGH

0.1030 BAM

YEARLY LOW

0.0929 BAM

YEARLY AVERAGE

0.0996 BAM

2020 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 0.1030. Conversely, the yearly low was recorded on December 30, dropping to 0.0929.

This high-to-low spread represents a total annual volatility of 0.0101 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1014 to the December average rate of 0.0935, the exchange rate registered a net change of -7.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1030 was up 0.14% compared to the 2019 peak of 0.1028, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 515 BAM

2019 Average 499 BAM

Yearly Trough Low 464 BAM

Transaction Impact: A difference of 50.62 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1030

0.0926

JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1010, compared to 0.0982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.1010

H2 Avg (Jul–Dec) 0.0982

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0052 BAM (High: 0.1023 / Low: 0.0971). On the other end, September was the most stable month, with a tight range of 0.0014 BAM (High: 0.1004 / Low: 0.0990).

April Spread (Volatile) ±0.0052

September Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0031 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.1021) against the same month in 2019 (average: 0.1008), the exchange rate shifted by +0.0013 (+1.28%).

2020 Avg (February) 0.1021

2019 Avg (February) 0.1008

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1028	0.0999	0.1014
February	0.1030	0.1013	0.1021
March	0.1022	0.0977	0.1002
April	0.1023	0.0971	0.0993
May	0.1026	0.1002	0.1014
June	0.1026	0.1001	0.1013
July	0.1020	0.0997	0.1009
August	0.1014	0.0989	0.1000
September	0.1004	0.0990	0.0998
October	0.0995	0.0970	0.0983
November	0.0987	0.0949	0.0966
December	0.0952	0.0929	0.0935