2021 MDL to BAM Historical Review

YEARLY HIGH

0.0987 BAM

YEARLY LOW

0.0903 BAM

YEARLY AVERAGE

0.0937 BAM

2021 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0987. Conversely, the yearly low was recorded on May 19, dropping to 0.0903.

This high-to-low spread represents a total annual volatility of 0.0084 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0932 to the December average rate of 0.0976, the exchange rate registered a net change of 4.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0987 was down 4.11% compared to the 2020 peak of 0.1030, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 494 BAM

2020 Average 498 BAM

Yearly Trough Low 452 BAM

Transaction Impact: A difference of 42.23 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0982

0.0904

JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0921, compared to 0.0953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0921

H2 Avg (Jul–Dec) 0.0953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0034 BAM (High: 0.0953 / Low: 0.0920). On the other end, June was the most stable month, with a tight range of 0.0014 BAM (High: 0.0922 / Low: 0.0907).

August Spread (Volatile) ±0.0034

June Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0976) against the same month in 2020 (average: 0.0935), the exchange rate shifted by +0.0041 (+4.40%).

2021 Avg (December) 0.0976

2020 Avg (December) 0.0935

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0939	0.0921	0.0932
February	0.0940	0.0919	0.0929
March	0.0941	0.0921	0.0929
April	0.0924	0.0904	0.0915
May	0.0918	0.0903	0.0910
June	0.0922	0.0907	0.0914
July	0.0928	0.0910	0.0919
August	0.0953	0.0920	0.0940
September	0.0963	0.0935	0.0944
October	0.0978	0.0960	0.0968
November	0.0984	0.0963	0.0974
December	0.0987	0.0968	0.0976