2019 MDL to BAM Historical Review

YEARLY HIGH

0.1028 BAM

YEARLY LOW

0.0946 BAM

YEARLY AVERAGE

0.0997 BAM

2019 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.1028. Conversely, the yearly low was recorded on June 24, dropping to 0.0946.

This high-to-low spread represents a total annual volatility of 0.0082 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1000 to the December average rate of 0.1020, the exchange rate registered a net change of 1.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1028 was down 1.23% compared to the 2018 peak of 0.1041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 514 BAM

2018 Average 493 BAM

Yearly Trough Low 473 BAM

Transaction Impact: A difference of 41.20 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1026

0.0950

JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0989, compared to 0.1006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0989

H2 Avg (Jul–Dec) 0.1006

Volatility Range Comparison

Volatility

The most volatile month in 2019 was April, with a trading range of 0.0041 BAM (High: 0.1009 / Low: 0.0968). On the other end, February was the most stable month, with a tight range of 0.0013 BAM (High: 0.1014 / Low: 0.1001).

April Spread (Volatile) ±0.0041

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.1020) against the same month in 2018 (average: 0.1001), the exchange rate shifted by +0.0019 (+1.93%).

2019 Avg (December) 0.1020

2018 Avg (December) 0.1001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1010	0.0984	0.1000
February	0.1014	0.1001	0.1008
March	0.1022	0.0996	0.1007
April	0.1009	0.0968	0.0986
May	0.0984	0.0963	0.0975
June	0.0964	0.0946	0.0956
July	0.1001	0.0960	0.0985
August	0.1011	0.0983	0.0997
September	0.1014	0.0991	0.1003
October	0.1020	0.1004	0.1014
November	0.1023	0.1006	0.1016
December	0.1028	0.1012	0.1020