YEARLY HIGH
0.1032 BAM
YEARLY LOW
0.0978 BAM
YEARLY AVERAGE
0.1002 BAM

2025 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.1032. Conversely, the yearly low was recorded on April 13, dropping to 0.0978.

This high-to-low spread represents a total annual volatility of 0.0054 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1018 to the December average rate of 0.0991, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1032 was down 0.86% compared to the 2024 peak of 0.1041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 516 BAM
2024 Average 510 BAM
Yearly Trough Low 489 BAM
Transaction Impact: A difference of 26.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1021
0.0988
JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1005, compared to 0.0998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.1005
H2 Avg (Jul–Dec) 0.0998

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0045 BAM (High: 0.1023 / Low: 0.0978). On the other end, November was the most stable month, with a tight range of 0.0015 BAM (High: 0.1005 / Low: 0.0990).

April Spread (Volatile) ±0.0045
November Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1018) against the same month in 2024 (average: 0.1017), the exchange rate shifted by +0.0001 (+0.13%).

2025 Avg (January) 0.1018
2024 Avg (January) 0.1017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1032 0.1004 0.1018
February 0.1027 0.0999 0.1008
March 0.1013 0.0990 0.1004
April 0.1023 0.0978 0.1001
May 0.1022 0.0996 0.1007
June 0.1003 0.0985 0.0994
July 0.1003 0.0986 0.0993
August 0.1022 0.0984 0.1004
September 0.1020 0.0997 0.1005
October 0.1008 0.0984 0.0997
November 0.1005 0.0990 0.0998
December 0.1000 0.0984 0.0991