2016 MDL to BAM Historical Review

YEARLY HIGH

0.0945 BAM

YEARLY LOW

0.0859 BAM

YEARLY AVERAGE

0.0889 BAM

2016 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0945. Conversely, the yearly low was recorded on May 2, dropping to 0.0859.

This high-to-low spread represents a total annual volatility of 0.0086 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0886 to the December average rate of 0.0923, the exchange rate registered a net change of 4.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0945 was down 10.62% compared to the 2015 peak of 0.1057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 472 BAM

2015 Average 471 BAM

Yearly Trough Low 429 BAM

Transaction Impact: A difference of 43.00 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0928

0.0869

JanuMarcMayJulySeptNove

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0881, compared to 0.0897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0881

H2 Avg (Jul–Dec) 0.0897

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0042 BAM (High: 0.0945 / Low: 0.0902). On the other end, September was the most stable month, with a tight range of 0.0008 BAM (High: 0.0889 / Low: 0.0881).

December Spread (Volatile) ±0.0042

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0923) against the same month in 2015 (average: 0.0910), the exchange rate shifted by +0.0013 (+1.41%).

2016 Avg (December) 0.0923

2015 Avg (December) 0.0910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0913	0.0871	0.0886
February	0.0897	0.0866	0.0877
March	0.0901	0.0878	0.0889
April	0.0886	0.0866	0.0878
May	0.0882	0.0859	0.0874
June	0.0902	0.0868	0.0880
July	0.0902	0.0888	0.0894
August	0.0894	0.0877	0.0886
September	0.0889	0.0881	0.0885
October	0.0903	0.0884	0.0893
November	0.0917	0.0884	0.0904
December	0.0945	0.0902	0.0923