YEARLY HIGH
0.1003 BAM
YEARLY LOW
0.0959 BAM
YEARLY AVERAGE
0.0976 BAM

2026 MDL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.1003. Conversely, the yearly low was recorded on April 2, dropping to 0.0959.

This high-to-low spread represents a total annual volatility of 0.0045 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0988 to the December average rate of 0.0974, the exchange rate registered a net change of -1.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1003 was down 2.76% compared to the 2025 peak of 0.1032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 502 BAM
2025 Average 501 BAM
Yearly Trough Low 479 BAM
Transaction Impact: A difference of 22.29 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0990
0.0968
JanuFebrMarcApriMayJune

MDL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0976, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0976 points.

H1 Avg (Jan–Jun) 0.0976
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0030 BAM (High: 0.1003 / Low: 0.0973). On the other end, May was the most stable month, with a tight range of 0.0003 BAM (High: 0.0974 / Low: 0.0971).

January Spread (Volatile) ±0.0030
May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0988) against the same month in 2025 (average: 0.1018), the exchange rate shifted by -0.0030 (-2.95%).

2026 Avg (January) 0.0988
2025 Avg (January) 0.1018

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1003 0.0973 0.0988
February 0.0985 0.0968 0.0975
March 0.0985 0.0965 0.0975
April 0.0978 0.0959 0.0970
May 0.0974 0.0971 0.0973
June 0.0977 0.0972 0.0974