2020 MOP to BIF Historical Review

YEARLY HIGH

243.8826 BIF

YEARLY LOW

233.4128 BIF

YEARLY AVERAGE

239.6437 BIF

2020 MOP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MOP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 243.8826. Conversely, the yearly low was recorded on January 1, dropping to 233.4128.

This high-to-low spread represents a total annual volatility of 10.4698 BIF. From a start-to-finish perspective, comparing the January average rate of 235.3925 to the December average rate of 243.2613, the exchange rate registered a net change of 3.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 243.8826 was up 3.76% compared to the 2019 peak of 235.0536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 1,219,413 BIF

2019 Average 1,141,295 BIF

Yearly Trough Low 1,167,064 BIF

Transaction Impact: A difference of 52,348.92 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

244.0482

234.6056

JanuMarcMayJulySeptNove

MOP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 237.1218, compared to 242.1657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0439 points.

H1 Avg (Jan–Jun) 237.1218

H2 Avg (Jul–Dec) 242.1657

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 3.6772 BIF (High: 239.0293 / Low: 235.3521). On the other end, October was the most stable month, with a tight range of 0.9664 BIF (High: 242.9786 / Low: 242.0123).

April Spread (Volatile) ±3.6772

October Spread (Stable) ±0.9664

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 243.2613) against the same month in 2019 (average: 233.6061), the exchange rate shifted by +9.6552 (+4.13%).

2020 Avg (December) 243.2613

2019 Avg (December) 233.6061

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	236.3686	233.4128	235.3925
February	236.4676	235.0993	235.7766
March	237.6417	235.5358	236.6098
April	239.0293	235.3521	237.5602
May	239.3926	237.0065	238.4538
June	240.5352	238.0072	238.9378
July	241.4429	239.2723	241.0173
August	241.8008	240.7857	241.5485
September	242.6166	241.5361	241.9526
October	242.9786	242.0123	242.3824
November	243.6299	242.3123	242.8318
December	243.8826	242.8958	243.2613