2025 MOP to BIF Historical Review

YEARLY HIGH

373.8640 BIF

YEARLY LOW

362.0608 BIF

YEARLY AVERAGE

368.3647 BIF

2025 MOP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MOP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 373.8640. Conversely, the yearly low was recorded on July 20, dropping to 362.0608.

This high-to-low spread represents a total annual volatility of 11.8032 BIF. From a start-to-finish perspective, comparing the January average rate of 367.8538 to the December average rate of 369.1846, the exchange rate registered a net change of 0.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 373.8640 was up 1.06% compared to the 2024 peak of 369.9417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 1,869,320 BIF

2024 Average 1,794,792 BIF

Yearly Trough Low 1,810,304 BIF

Transaction Impact: A difference of 59,016.10 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

370.8143

365.7640

JanuMarcMayJulySeptNove

MOP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 368.1994, compared to 368.5301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3307 points.

H1 Avg (Jan–Jun) 368.1994

H2 Avg (Jul–Dec) 368.5301

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 10.1729 BIF (High: 373.8640 / Low: 363.6911). On the other end, December was the most stable month, with a tight range of 1.6754 BIF (High: 370.1332 / Low: 368.4578).

March Spread (Volatile) ±10.1729

December Spread (Stable) ±1.6754

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.1200 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.1200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 369.0210) against the same month in 2024 (average: 355.1837), the exchange rate shifted by +13.8373 (+3.90%).

2025 Avg (March) 369.0210

2024 Avg (March) 355.1837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	370.5178	363.5027	367.8538
February	370.4226	364.0179	368.4697
March	373.8640	363.6911	369.0210
April	372.1786	366.6080	370.3934
May	369.6569	364.7768	367.2734
June	368.9851	363.6080	366.1849
July	369.5923	362.0608	366.5274
August	371.5164	363.1920	368.4247
September	372.6427	365.7077	370.1276
October	372.3064	366.4789	368.5010
November	370.8579	365.1959	368.4152
December	370.1332	368.4578	369.1846