YEARLY HIGH
249.9967 BIF
YEARLY LOW
242.8744 BIF
YEARLY AVERAGE
246.6089 BIF

2021 MOP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MOP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 249.9967. Conversely, the yearly low was recorded on April 7, dropping to 242.8744.

This high-to-low spread represents a total annual volatility of 7.1223 BIF. From a start-to-finish perspective, comparing the January average rate of 243.6678 to the December average rate of 248.6428, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 249.9967 was up 2.51% compared to the 2020 peak of 243.8826, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 1,249,984 BIF
2020 Average 1,198,287 BIF
Yearly Trough Low 1,214,372 BIF
Transaction Impact: A difference of 35,611.71 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

249.1732
243.1673
JanuMarcMayJulySeptNove

MOP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 245.0489, compared to 248.1690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1201 points.

H1 Avg (Jan–Jun) 245.0489
H2 Avg (Jul–Dec) 248.1690

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 3.3002 BIF (High: 247.1763 / Low: 243.8762). On the other end, July was the most stable month, with a tight range of 1.0295 BIF (High: 248.4174 / Low: 247.3879).

May Spread (Volatile) ±3.3002
July Spread (Stable) ±1.0295

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3237 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3237

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 248.6727) against the same month in 2020 (average: 242.3824), the exchange rate shifted by +6.2903 (+2.60%).

2021 Avg (October) 248.6727
2020 Avg (October) 242.3824

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 245.7276 242.9887 243.6678
February 245.5657 243.2615 244.2424
March 245.6858 243.3363 244.5041
April 246.0919 242.8744 244.1804
May 247.1763 243.8762 246.2207
June 248.2731 246.8994 247.4780
July 248.4174 247.3879 247.7137
August 248.3817 247.0439 247.4434
September 248.8026 247.7600 248.1432
October 249.9967 247.8643 248.6727
November 249.0232 247.9767 248.3981
December 249.3705 247.8656 248.6428