2012 NAD to BIF Historical Review

YEARLY HIGH

182.2534 BIF

YEARLY LOW

159.0690 BIF

YEARLY AVERAGE

170.9021 BIF

2012 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 182.2534. Conversely, the yearly low was recorded on January 16, dropping to 159.0690.

This high-to-low spread represents a total annual volatility of 23.1845 BIF. From a start-to-finish perspective, comparing the January average rate of 162.0573 to the December average rate of 176.6806, the exchange rate registered a net change of 9.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 182.2534 was down 2.13% compared to the 2011 peak of 186.2124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 911,267 BIF

2011 Average 837,054 BIF

Yearly Trough Low 795,345 BIF

Transaction Impact: A difference of 115,922.26 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

178.1430

160.5950

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 168.1925, compared to 173.6116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.4191 points.

H1 Avg (Jan–Jun) 168.1925

H2 Avg (Jul–Dec) 173.6116

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 16.1607 BIF (High: 178.1737 / Low: 162.0130). On the other end, February was the most stable month, with a tight range of 4.5344 BIF (High: 172.1874 / Low: 167.6530).

April Spread (Volatile) ±16.1607

February Spread (Stable) ±4.5344

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 4.3561 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.3561

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 176.6806) against the same month in 2011 (average: 157.4277), the exchange rate shifted by +19.2529 (+12.23%).

2012 Avg (December) 176.6806

2011 Avg (December) 157.4277

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	166.4077	159.0690	162.0573
February	172.1874	167.6530	169.7847
March	173.7954	167.9101	170.8415
April	178.1737	162.0130	168.1981
May	179.2040	165.5819	170.8544
June	173.0277	162.7821	167.4192
July	176.3600	169.6185	173.0762
August	178.7234	170.6923	174.5589
September	180.3970	171.1983	175.8542
October	177.5124	167.8557	171.4982
November	172.5535	166.0742	170.0015
December	182.2534	171.3742	176.6806