2014 NAD to BIF Historical Review

YEARLY HIGH

150.2351 BIF

YEARLY LOW

133.6853 BIF

YEARLY AVERAGE

143.1956 BIF

2014 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 150.2351. Conversely, the yearly low was recorded on December 25, dropping to 133.6853.

This high-to-low spread represents a total annual volatility of 16.5498 BIF. From a start-to-finish perspective, comparing the January average rate of 142.6885 to the December average rate of 136.1334, the exchange rate registered a net change of -4.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 150.2351 was down 17.05% compared to the 2013 peak of 181.1081, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 751,176 BIF

2013 Average 805,873 BIF

Yearly Trough Low 668,426 BIF

Transaction Impact: A difference of 82,749.23 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

149.8676

134.8848

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 144.8222, compared to 141.5689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2532 points.

H1 Avg (Jan–Jun) 144.8222

H2 Avg (Jul–Dec) 141.5689

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 8.7093 BIF (High: 146.8928 / Low: 138.1835). On the other end, August was the most stable month, with a tight range of 2.7596 BIF (High: 146.8993 / Low: 144.1397).

January Spread (Volatile) ±8.7093

August Spread (Stable) ±2.7596

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 4.7860 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.7860

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 148.6190) against the same month in 2013 (average: 168.7504), the exchange rate shifted by -20.1314 (-11.93%).

2014 Avg (May) 148.6190

2013 Avg (May) 168.7504

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	146.8928	138.1835	142.6885
February	145.0679	138.2238	141.2762
March	147.0566	142.8745	144.5351
April	148.4088	145.5337	146.8225
May	150.2351	146.8821	148.6190
June	147.2844	143.2919	144.9919
July	147.6320	143.2198	145.2866
August	146.8993	144.1397	145.3205
September	145.5729	137.4888	141.0967
October	143.6591	135.6023	140.6570
November	142.7777	138.2723	140.9194
December	142.0588	133.6853	136.1334