YEARLY HIGH
178.7140 BIF
YEARLY LOW
148.4304 BIF
YEARLY AVERAGE
165.5100 BIF

2025 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 178.7140. Conversely, the yearly low was recorded on April 9, dropping to 148.4304.

This high-to-low spread represents a total annual volatility of 30.2836 BIF. From a start-to-finish perspective, comparing the January average rate of 157.4003 to the December average rate of 175.8763, the exchange rate registered a net change of 11.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 178.7140 was up 5.97% compared to the 2024 peak of 168.6424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 893,570 BIF
2024 Average 787,741 BIF
Yearly Trough Low 742,152 BIF
Transaction Impact: A difference of 151,417.98 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

177.7996
154.7191
JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 160.5878, compared to 170.4322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.8444 points.

H1 Avg (Jan–Jun) 160.5878
H2 Avg (Jul–Dec) 170.4322

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 13.2822 BIF (High: 161.7126 / Low: 148.4304). On the other end, June was the most stable month, with a tight range of 3.8982 BIF (High: 167.7098 / Low: 163.8116).

April Spread (Volatile) ±13.2822
June Spread (Stable) ±3.8982

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 5.1334 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -5.1334

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 175.8763) against the same month in 2024 (average: 161.7726), the exchange rate shifted by +14.1037 (+8.72%).

2025 Avg (December) 175.8763
2024 Avg (December) 161.7726

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 161.0544 153.5293 157.4003
February 161.4608 156.5288 159.8299
March 164.8444 157.5741 161.7759
April 161.7126 148.4304 156.6425
May 166.7235 156.9577 162.0705
June 167.7098 163.8116 165.8076
July 170.2300 164.4744 167.0475
August 169.9186 162.1826 167.5744
September 172.1738 167.5689 170.0805
October 172.9984 168.5361 170.7603
November 173.6932 169.2026 171.2540
December 178.7140 172.6886 175.8763