YEARLY HIGH
138.8750 BIF
YEARLY LOW
97.3680 BIF
YEARLY AVERAGE
123.5409 BIF

2015 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 138.8750. Conversely, the yearly low was recorded on December 11, dropping to 97.3680.

This high-to-low spread represents a total annual volatility of 41.5070 BIF. From a start-to-finish perspective, comparing the January average rate of 135.4988 to the December average rate of 103.4177, the exchange rate registered a net change of -23.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 138.8750 was down 7.56% compared to the 2014 peak of 150.2351, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 694,375 BIF
2014 Average 716,042 BIF
Yearly Trough Low 486,840 BIF
Transaction Impact: A difference of 207,534.90 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

138.7069
100.2095
JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 131.5961, compared to 115.4857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.1105 points.

H1 Avg (Jan–Jun) 131.5961
H2 Avg (Jul–Dec) 115.4857

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 12.5619 BIF (High: 109.9299 / Low: 97.3680). On the other end, January was the most stable month, with a tight range of 3.8754 BIF (High: 137.6675 / Low: 133.7920).

December Spread (Volatile) ±12.5619
January Spread (Stable) ±3.8754

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 8.7389 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -8.7389

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 135.3210) against the same month in 2014 (average: 141.2762), the exchange rate shifted by -5.9551 (-4.22%).

2015 Avg (February) 135.3210
2014 Avg (February) 141.2762

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 137.6675 133.7920 135.4988
February 138.8750 133.0232 135.3210
March 134.3484 125.9959 129.9469
April 132.8183 127.6654 130.5033
May 133.6889 128.2711 131.0658
June 130.4277 124.0516 127.2411
July 132.6009 122.7811 129.3578
August 123.5512 116.4892 120.6189
September 117.1858 110.4861 113.9916
October 119.7330 111.4950 115.4699
November 113.5801 107.3028 110.0581
December 109.9299 97.3680 103.4177