2020 NAD to BIF Historical Review

YEARLY HIGH

134.5468 BIF

YEARLY LOW

99.2780 BIF

YEARLY AVERAGE

116.9065 BIF

2020 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 134.5468. Conversely, the yearly low was recorded on April 23, dropping to 99.2780.

This high-to-low spread represents a total annual volatility of 35.2687 BIF. From a start-to-finish perspective, comparing the January average rate of 131.2965 to the December average rate of 130.6162, the exchange rate registered a net change of -0.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 134.5468 was down 1.76% compared to the 2019 peak of 136.9508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 672,734 BIF

2019 Average 636,976 BIF

Yearly Trough Low 496,390 BIF

Transaction Impact: A difference of 176,343.51 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

134.2033

99.3218

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.9765, compared to 118.8365 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8600 points.

H1 Avg (Jan–Jun) 114.9765

H2 Avg (Jul–Dec) 118.8365

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 17.7973 BIF (High: 123.1942 / Low: 105.3969). On the other end, July was the most stable month, with a tight range of 4.9687 BIF (High: 117.0579 / Low: 112.0892).

March Spread (Volatile) ±17.7973

July Spread (Stable) ±4.9687

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 12.0685 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -12.0685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 131.2965) against the same month in 2019 (average: 130.0261), the exchange rate shifted by +1.2705 (+0.98%).

2020 Avg (January) 131.2965

2019 Avg (January) 130.0261

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	134.5468	127.9432	131.2965
February	127.9432	122.7273	126.1078
March	123.1942	105.3969	114.0393
April	106.0860	99.2780	102.2286
May	109.2496	101.4008	104.7450
June	114.6917	108.6977	111.4418
July	117.0579	112.0892	114.9215
August	116.3949	109.0115	111.2190
September	119.0269	111.2017	114.9973
October	119.8755	106.7150	116.4983
November	127.2608	118.6193	124.7670
December	133.7229	126.4579	130.6162