2019 NAD to BIF Historical Review

YEARLY HIGH

136.9508 BIF

YEARLY LOW

49.8146 BIF

YEARLY AVERAGE

127.4231 BIF

2019 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 136.9508. Conversely, the yearly low was recorded on May 19, dropping to 49.8146.

This high-to-low spread represents a total annual volatility of 87.1362 BIF. From a start-to-finish perspective, comparing the January average rate of 130.0261 to the December average rate of 130.2990, the exchange rate registered a net change of 0.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 136.9508 was down 10.97% compared to the 2018 peak of 153.8328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 684,754 BIF

2018 Average 675,933 BIF

Yearly Trough Low 249,073 BIF

Transaction Impact: A difference of 435,680.97 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

132.6155

121.0956

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 128.2092, compared to 126.6369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5722 points.

H1 Avg (Jan–Jun) 128.2092

H2 Avg (Jul–Dec) 126.6369

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 79.2280 BIF (High: 129.0426 / Low: 49.8146). On the other end, July was the most stable month, with a tight range of 3.3232 BIF (High: 132.9978 / Low: 129.6746).

May Spread (Volatile) ±79.2280

July Spread (Stable) ±3.3232

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 9.4025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -9.4025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 131.6555) against the same month in 2018 (average: 149.2476), the exchange rate shifted by -17.5921 (-11.79%).

2019 Avg (February) 131.6555

2018 Avg (February) 149.2476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	135.2082	124.6629	130.0261
February	136.9508	127.7767	131.6555
March	131.8215	124.2304	126.7096
April	131.3395	125.5814	129.3239
May	129.0426	49.8146	125.0089
June	130.7365	122.7573	126.5310
July	132.9978	129.6746	131.4581
August	129.7879	119.3968	122.0556
September	126.6694	121.4640	124.7371
October	128.3795	120.6451	124.7249
November	127.9589	123.4872	126.5470
December	134.1751	126.6791	130.2990